# Utility ### The utility of the OIN token The OIN Token is OINDAO's native token. It will act as a governance token for the different stablecoins and the settings of their respective parameters e.g., Minimum Collateralization Ratio, interest rate, token distribution, and Treasury fund distribution. While the protocol is still currently in development, the OINDAO development team expects that a full DAO-governance will be implemented in July 2022, though the final date is still subject to changes. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://oin-finance.gitbook.io/925/oin-token/utility.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.