# How does it work In the USDO1 pool, the target collateralization ratio is fixed at 700% OIN (in USDT) to 1 USDO1, with the reference price of 0.20 USDT/OIN. I.e., when OIN is at 0.2 USDT / OIN, you can mint 1 USDO by staking 35 OIN. The formula can be expressed as: STAKE(Per USDO1) = 7 / PRICE. Two parameters determines the exchange ratio. * The spot price for OIN. * The target collateralization ratio. The staking ratio of 35 OIN to 1 USDO1 will not change for this pool, regardless of price movements. This reference price was determined to provide the most stable pool when taking into consideration several factors, such as price volatility of OIN and the altcoin market, the value of the OIN token, and the strength of the crypto market, among others. Additional pools with new reference prices may be created at a later date, depending on the price movements of OIN and the market in general. **Failsafe Mechanisms** **Minting Freeze** When the market price is higher than the freeze price, you or anyone with the OIN tokens can mint USDO1. When the market price is below this price however, currently set at 0.20 USDT, USDO1 will be unavailable to mint. This is to ensure the stability of the pool and ability to quickly clear in case of a market crash. The pricing was determined through several factors, such as price volatility of OIN and the altcoin market, the value of the OIN token, and the strength of the crypto market, among others. **Clearance Mechanism** At a 110% ratio (0.0314 USDT), the OIN will be cleared and returned to the users wallets. This is to ensure that the user’s assets are protected. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://oin-finance.gitbook.io/925/oindaov1/staking-oin-zhi-ya-oin/how-usdo1-pool-works.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.